Mahoney & Obara Insurance Agency

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Flood Insurance

Flood Insurance policies

Flood insurance provides protection for destruction and financial devastation caused by floods. Although it may not seem like much, even a few inches of water can cause damage and result in thousands of dollars in repair and restoration costs. Homeowners insurance does not cover floods. Purchasing Flood insurance through Mahoney & Obara Insurance Agency, Inc. can protect you.

  • Standard Flood Insurance Policies
    If you live in a community that participates in the NFIP, your building and its contents can be covered by a Standard Flood Insurance policy. The National Flood Insurance Program (NFIP) was established by the Federal Government to help communities who “voluntarily participate in the NIFP by adopting and enforcing floodplain management ordinances to reduce future flood damage.” To be considered a flood, the waters must cover at least two acres or affect at least two properties. You must apply for building coverage and contents coverage separately if you choose to invest in a Standard Flood Insurance policy.
  • Preferred Risk Policies
    If your home or business is in a low or moderate risk zone, your building may qualify for a low-cost Preferred Risk Policy. While you are not required to purchase flood insurance in low-to-moderate risk areas, a Preferred Risk Policy will protect your home and its contents if you are affected by a small flood, or a larger flood that has extended into your low risk area. In truth, many flood insurance claims occur in low-to-moderate risk areas.

Don’t wait until it’s too late. For more information on Flood Insurance contact, Mahoney & Obara Insurance Agency, Inc. at 508-853-9085 or fill out our online form above for your FREE Flood Insurance Quote.